A car accident occurs when a car strikes or collides with another vehicle, an immovable object, a person, or an animal. Some car accidents result in property damage; others result in severe injuries or death.
Is it law to report a car accident?
In most cases, you don’t have to report a car accident if there are no injuries and minor damage to the car. However, keep in mind that if you don’t write your auto accident to your insurance company, they may find out later if a police report is filed with them.
What to do if you are involved in a car accident?
To protect yourself and others who may be in the car with you, first identify the officers. Once they arrive, get all the responding police officers’ names and badge numbers. Then, ask the police officers where you can obtain a copy of the accident report. An accident report is essential because your insurer may ask for a copy of the message when filing a car insurance claim. Next, get a copy of the accident report from the officers. You will need this when filing for a car insurance claim.
Other steps to follow when there is a car accident.
Most importantly, write down the names and addresses of all parties involved. Parties involved would include any passengers in the other car. Also, if there were any witnesses to the accident, take down their names and contact information. While at the scene, it may also be wise to call your insurance provider. Use your insurer’s mobile app if they have one.
What are the benefits and reasons to report a car accident?
A car accident can cause anxiety; however there are benefits and reasons to report an accident such as by filing an accident report, you can clearly state what happened and have a record of the accident. It is better and wiser to error on the side of caution and have the police at the scene document what happened. Also, by having official documentation of what happened, your insurance company will have clear proof of what happened after the accident and be more likely to pay out money in a claim.
What happens if a lawsuit is filed?
If you or the other party files a lawsuit, the accident report is an essential document. The report will establish what happened, who was at fault, and additional information. Actions that occur if a lawsuit is filed are the plaintiff files the complaint, the case begins, the plaintiff serves a copy of the complaint on the defendant, and the defendant answers the criticisms. The trial starts, and at last, there is a potential appeal.
To conclude, a car accident can damage cars, immovable objects, a person, or an animal. Talk with an attorney, such as personalinjurynewyorkcity.com, soon and learn more about car accidents and what to do if you are involved in a car accident. The benefits of reporting a car accident are well worth the effort for you and everyone involved.
